YOUR SIMPLE GUIDE TO FINANCING A FRENCH PROPERTY PURCHASE
When searching for a property it is advisable to have a clear idea of your budget. Occasionally clients put a lot of effort into finding a home only to find that it can not be financed in the way that they had expected. Speak to the bank prior to your viewing trip as this can help you define your budget requirements and can save invaluable time.
If a mortgage is required, decide whether you want to borrow against collateral held in your home country or whether you want to borrow against the property you intend to purchase in France. In the latter case one would use a French bank. This is not as daunting as it may first seem as many banks have multilingual departments specialising in loans for foreign buyers.
Our preferred partner is BNP PARIBAS who have a multi-lingual team specializing in France. They offer mortgages for numerous projects including principal homes, second homes and rental properties.
Using a service provider to transfer funds should produce substantial savings when transferring funds. Their knowledge and expertise provide our clients with a range of solutions geared to assist with the purchase of a property abroad. We are proud to be associated with a range of partners who represent excellence in their respective fields of expertise. We heartily recommend the following companies due to the consistent professional quality of customer service that they have provided to our clients in the past.
Award winning service that we know that we can rely on. They provide a range of flexible currency solutions suitable for anything from one off payments, mortgage instalments or regular transfers. Speak to their friendly team to explore how they can simplify the process of transferring your funds to France
Since its inception in 1992, Cambridge has grown to be among the largest privately owned foreign exchange specialists globally and has built a world-class operation renowned for innovative solutions and exemplary service. With a strong presence on the French property exhibitions their team is accessible and extremely efficient.
We appreciate the professional level of advice that HALO provide our clients. We find their staff to be truly experts in their field. Clients are supplied with a clear daily analysis of the markets and advice as to when would be the best time to trade. HALO offer a personalised service and have built a loyal following with many of our clients.
We have worked hard to ensure that our site is easy to use and we hope that you find it a valuable tool in your search for a property in France. All the same our real strength lies in the knowledge base and expertise of our agents. Fill in our form below and we will get the person most capable of helping with your requirements to make contact and accompany you with your project.