If a mortgage is required, decide whether you want to borrow against collateral held in your home country or whether you want to borrow against the property you intend to purchase in France. In the latter case one would use a French bank. This is not as daunting as it may first seem as many banks have multilingual departments specialising in loans for foreign buyers.

Our preferred partner is BNP PARIBAS who have a multi-lingual team specializing in the South West of France. They offer mortgages for numerous projects including principal homes, second homes and rental properties. With more than20 years of experience, BNP Paribas International Buyers is dedicated towards assisting our international clients throughout the buying process, from the initial search for the best mortgage solution right up to the payment of the final instalment.

When searching for a property it is advisable to have a clear idea of your budget. Occasionally clients put a lot of effort into finding a home only to find that it can not be financed in the way that they had expected. Speak to the bank prior to your viewing trip as this can help you define your budget requirements and can save invaluable time.

Assess the costs of restoring a property in order that you can make an informed decision when you find a property requiring work. Most property will require some degree of work to meet your requirements. Ask the bank how best to deal with financing any additional work that is required.

Use the link below to contact their international buyer’s team serving the SW of France for a mortgage information pack.

Contact Us

Call us:
On our UK number: 08717174109
Or direct on our French number: +33(0)562969427